I've been looking at different self defense insurance policies and am between USCCA and CCW Safe. I am wondering what other people think about these companies and if you have one of these or a different one and why.
My holdup with CCW Safe is that they do not have any civil liability coverage at lower price points, it has to be purchased as an add-on for $220/person and even with their top tier plan, for your spouse it still needs to be purchesed as an add-on. So for 2 people coverage is about $720/year.
With USCCA, they have tiered plans with civil coverage at all levels. But, their exclusion clauses are a lot more vague so I'm not sure if the coverage is as good as it seems, but for 2 people decent coverage is aroudn $450/year for their mid-level plan and $590/year for their top tier plan.
Thoughts?
My holdup with CCW Safe is that they do not have any civil liability coverage at lower price points, it has to be purchased as an add-on for $220/person and even with their top tier plan, for your spouse it still needs to be purchesed as an add-on. So for 2 people coverage is about $720/year.
With USCCA, they have tiered plans with civil coverage at all levels. But, their exclusion clauses are a lot more vague so I'm not sure if the coverage is as good as it seems, but for 2 people decent coverage is aroudn $450/year for their mid-level plan and $590/year for their top tier plan.
Thoughts?