Insurance

[irishhunter]

Do you guys have your firearms on a Ryder Policy or just covered under personal property. I was quoted 320.00 a year for 16,000 dollars worth of coverage with 0 deductible. That seems awful high to me.

Any comments

 

[rockhopper46038]

That is extremely high. I use a collectibles company http://collectinsure.com

Never had a claim, so take it for what it's worth, but prices are reasonable.

 

[Indy_Guy_77]

I don't have enough value to warrant separate riders. Everything that I'd replace would get replaced out of the main home policy.

-J-

 

[dom1104]

You might be surprised to what stuff adds up to. I have separate gun insurance.

 

[dusterboy49]

Mine are covered by my home policy.
I had to list approximate value for insurance company.

 

[Drakkule]

I had to have a rider, renters only covered the first $5000.00, 1 NFA item can cover that, if your into that sort of thing.

 

[turnerdye1]

I have mine covered under my renters insurance. All i had to do was get a quote of my firearms from a dealer and pictures and that was all. Im paying 21 bucks a month but that covers everything.

 

[irishhunter]

My homeowners will only cover the first 5000 dollars for fire arms , I need at leas 16000 in coverage

 

[U.S. Patriot]

I have extra on my renters. State Farm did not require me to give them estimated values.

 

[rockhopper46038]

Well, mine runs me approximately $50/yr for each $10k, and they only require you to schedule individual items of over $5000 each. It's a much better deal than a rider for me.

 

[chrstian_indy]

just curious.....wont this

be better than insurance?

 

[rockhopper46038]

just curious.....wont this

be better than insurance?

Not really. The safe is good in addition to insurance, though. I'm kind of a belt AND suspenders man when it comes to my guns.

 

[HandK]

Well, mine runs me approximately $50/yr for each $10k, and they only require you to schedule individual items of over $5000 each. It's a much better deal than a rider for me.

What insurance company do you use??

 

[irishhunter]

Everything is in a safe , I am also interested in who your insured with