Agreed while I can only speak for our family we do not live beyond our means. So it is not likely to impact us beyond principle. I also farm as well and take great pains to pay for all equipment with out credit. We pay for feed each delivery etc.And?
Life has consequences. As Warren Buffett says, "when the tide goes out, you see who's been skinny dipping."
But you are right if I did not participate in their poor financial management I bear no responsibility . Just pointing out unfortunately or perhaps fortunately they will potentially be hurt by delayed pay.