My wife had an incident today, she is fine.
She was on her way home from work and was next to a company owned cargo van when a car in front of the van slowed and stopped to turn left, the van moved right, into my wife's lane, then moved back to it's lane. Then it returned into her lane and around the stopped car, my wife was forced out of her lane into a right turn shoulder, which ended. She was forced off the road up and over a grassy embankment, passed between a tree and a landscaped business sign, and into a parking lot. She missed the tree and sign by a foot or two on each side. The van driver left the scene.
A witness got the van on camera at the next light and returned to check on my wife. The police took a report and witness statement, then found the van and driver. He claimed to have never saw my wife.
Her car has damage to at least the lower radiator support, a sheet metal engine guard, and a metal brace that runs from the lower rad support up to the upper rad support that also holds the outside temp sensor. Visually, the body and frame look ok, but will be checked by a professional.
We have full coverage but a $500 deductible. Since the van forced her off by violating her lane I assume it would be on their insurance.
Has anyone ever dealt with a situation like this? Who's insurance pays?
She was on her way home from work and was next to a company owned cargo van when a car in front of the van slowed and stopped to turn left, the van moved right, into my wife's lane, then moved back to it's lane. Then it returned into her lane and around the stopped car, my wife was forced out of her lane into a right turn shoulder, which ended. She was forced off the road up and over a grassy embankment, passed between a tree and a landscaped business sign, and into a parking lot. She missed the tree and sign by a foot or two on each side. The van driver left the scene.
A witness got the van on camera at the next light and returned to check on my wife. The police took a report and witness statement, then found the van and driver. He claimed to have never saw my wife.
Her car has damage to at least the lower radiator support, a sheet metal engine guard, and a metal brace that runs from the lower rad support up to the upper rad support that also holds the outside temp sensor. Visually, the body and frame look ok, but will be checked by a professional.
We have full coverage but a $500 deductible. Since the van forced her off by violating her lane I assume it would be on their insurance.
Has anyone ever dealt with a situation like this? Who's insurance pays?
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