Buying my first large gun Safe, need advice

[ThrottleJockey]

I own 2 safes - they are well built, not fireproof and cost me less than $400 each on sale. I do not worry about fireproofing since if the house burns down my homeowners insurance covers me AND I am not married to any one of my guns in particular so the loss would not break my heart....

While not breaking your heart, it may break the bank to have to replace your guns as well as everything else that isn't covered by homeowners insurance.

 

[strut70]

Definatly buy bigger than you think you will need....I bought a Nice Johnson safe and thought i could never use all the space in it.......9 mo. later i,m outta room

 

[SpeedwayShooter]

For a first budget conscious but very good quality safe, this one can't be beat, especially if you plan to have both rifles and handguns in it. It has a decent fire rating, is heavy (almost 300lbs empty), and well-made. It probably won't be the same safe that you are using 20 years from now but is definitely a great safe for someone getting more involved in firearms. It fits your budget and you won't find a better deal for what you get than Lowe's current pricing on it.

Shop Centurion by Liberty Safe 12 Cu. Ft. Black Gun Safe at Lowes.com

Bought this one at Gander Mountain about 3 months ago. Also got the electrical kit and put lighting inside it. Paid 400 after tax on sale. Very happy with it!

 

[Osobuco]

While not breaking your heart, it may break the bank to have to replace your guns as well as everything else that isn't covered by homeowners insurance.

My homeowners insurance covers everything I own - repacement value. why the hell have insurance if it does not cover everything???

Buy a good policy or don;t buy it at all

 

[ThrottleJockey]

My homeowners insurance covers everything I own - repacement value. why the hell have insurance if it does not cover everything???

Buy a good policy or don;t buy it at all

The ONLY way a homeowners policy will cover guns in the state of IN is with a rider requiring at minimum serial numbers to be on file and listed. I certainly hope you didn't fall for this backdoor registration scheme. Don't believe me, call your agent and ask. Additional useless info about home ownership....You do NOT own your home and never can, check the deed to your property and you will find yourself listed as "tenant" whether the bank holds a lien or you own outright....inescapable facts of life in the USA.

 

[Osobuco]

The ONLY way a homeowners policy will cover guns in the state of IN is with a rider requiring at minimum serial numbers to be on file and listed. I certainly hope you didn't fall for this backdoor registration scheme. Don't believe me, call your agent and ask. Additional useless info about home ownership....You do NOT own your home and never can, check the deed to your property and you will find yourself listed as "tenant" whether the bank holds a lien or you own outright....inescapable facts of life in the USA.

If my house burns to the ground my agency will cut me a check to rebuild my house AND cut me a second check for $300,000 to cover the contents of my house. That will more than replace everything I own and my guns. My policy is not cheap mind you.

 

[FWP9MM]

If my house burns to the ground my agency will cut me a check to rebuild my house AND cut me a second check for $300,000 to cover the contents of my house. That will more than replace everything I own and my guns. My policy is not cheap mind you.

You might want to pull out your policy and read it carefully. 99% of Home Owners Policies will have limits on fire arms, paintings, jewelry, cash, ect. To properly cover your firearms, you must schedule them onto the policy.

 

[Osobuco]

You might want to pull out your policy and read it carefully. 99% of Home Owners Policies will have limits on fire arms, paintings, jewelry, cash, ect. To properly cover your firearms, you must schedule them onto the policy.

That is true for a theft - not for a total loss due to fire/tornado. At least not with my policy. I am not concerned about theft. I have safes bolted to ground and 2 big dogs. All I care about is if am I covered for a total loss. If I endure a total loss i get a check for 300K to cover dwelling contents - again - this will allow me to replace everything.

For a theft I do need to have them scheduled or it is just $2000 that is covered. I am specifically referring to "total loss of property."

 

[Fenway]

I own a Johnson safe and love it. Jeff is local and will deliver and set up. He is also an INGO Site Supporter.

Give him a call and tell him INGO sent ya!

 

[midget96]

Had a friend from Indy come down to Bedford Office Supply and bought a Liberty safe. Very nice unit.

 

[CountryBoy19]

That is true for a theft - not for a total loss due to fire/tornado. At least not with my policy. I am not concerned about theft. I have safes bolted to ground and 2 big dogs. All I care about is if am I covered for a total loss. If I endure a total loss i get a check for 300K to cover dwelling contents - again - this will allow me to replace everything.

For a theft I do need to have them scheduled or it is just $2000 that is covered. I am specifically referring to "total loss of property."

Same for my policy. There is a $5k limit on what it will cover for theft. But ALL contents are insured against fire/tornado etc...

I encourage everybody to read your insurance policy just to be sure what is and isn't covered.

 

[Dave00c5]

I have several safes but my best is still my sturdy safe.

 

[sipowicz30]

Has anyone had problems with the electric keypads?