Cash or Credit?

[96firephoenix]

I just noticed that I have a bunch of cash in my wallet and didn't even realize how much I had. When I lived in Austria, I got so used to the cash economy there that it carried over when I got home, despite the prevalence of credit card machines. I don't remember the last time I used my check card for anything, and I don't even HAVE a checkbook.

I also don't have a credit card. I'm still in college, so I'm trying to put that off as long as practical.

So my question to is: What method do you use for the majority of your purchases?

Poll to be added.

 

[Lucas156]

Majority of purchases are done in cash. The main thing I use my credit card for is gas because I hate going inside and waiting in line for gas. yes I said it Im a Dave Ramsey fan and I have a credit card. I pay it off every month though so don't hurt me Dave

 

[E5RANGER375]

cash. i hate banks and also hate the idea of anyone being able to keep track of my purchases. cash isnt 100% anonymous, but more so than a card, plus if a bank or a card strip or a merchant is broken, im not stranded.

 

[badwolf.usmc]

Debit Card, i haven't used cash on a regular basis for over 5 years, maybe close to 10. I only keep some cash on me for vending machines and places i know only accept cash.

 

[jd4320t]

Debit/credit card. I try to have cash on me but often fail

 

[LockStocksAndBarrel]

Credit card. I collect the points and pay it off completely every month or more often sometimes. Write only one check per month...mortgage since I can't pay electronically. Every other bill is paid online.

Guns...cash only!

 

[iamaclone45]

Debit/credit card.

I carry $100 cash in my wallet for emergencies but I would say 90% of my purchases are with my debit card.

 

[magic man]

95% of the time I use cash. I keep the some money on the debit card just in case, though. It's come in handy a couple times.

 

[spec4]

Credit card for convenience and the points. Pay off the day the bill comes in. However, I recently bought a bicycle and they gave me a 7% discount for cash. Sometimes I will ask if there is a discount for cash, won't work at sears, but maybe for the mom and pop outfits.

 

[fennsta_78]

Charge it all. Its their money till I pay em! I collect the points and pay off the bill every month.

 

[Hoosierdood]

My bank pays me $.20 every time I swipe my debit card. At the end of the month, we have made about $5.00. I don't remember the last time I had cash in my wallet.