What are people paying for the firearm riders on their policy? Not asking anyone to publicly disclose coverage amounts but what is your cost to coverage ratio? i.e. $100/per year premium on $100,000 covered is a 0.001% coverage cost ratio. Though I am looking at MUCH MUCH HIGHER rate upon renewal than that (about 2%).
I ask as mine is going up more than I like...so is the jewelry rider. Same company for 32 years - zero claims. We do not live in a expensive home or high loss area. Maybe I have just been spoiled but there is a risk analysis decision here...
Has anyone used a secondary policy like collectinsure.com?
I ask as mine is going up more than I like...so is the jewelry rider. Same company for 32 years - zero claims. We do not live in a expensive home or high loss area. Maybe I have just been spoiled but there is a risk analysis decision here...
Has anyone used a secondary policy like collectinsure.com?