Eh, as you know (or can at least surmise), most folks who buy brand new vehicles can't really afford them anyhow. Affording the payments month-to-month isn't the same thing as being able to afford the purchase. Auto manufacturers/dealers are banking, literally, on the debt load of millions upon millions of people.
Personally, I'm a sedan kind of guy. Can get a good 1-year old sedan for HALF of what a new small SUV costs. The last few years have been a boon for sedan buyers. Generally Over-stocked and underappreciated in today's SUV-centric market can mean great values/deals to be had in the sedan market. HOWEVER, I sense that since the sedan market overall is shrinking that means that availability in different makes/models will be coming down - especially in the mid-sized market. And that means that willingness to "deal" may start coming down as inventory comes down to meet the lowering demand. It's cyclical in nature.
yes, I WANT an SUV. But for the $, I'd absolutely LOVE to have a new Camry or Accord (2.0 Turbo Sport with the 10-spd, please)
Yep, that's implicit in my can/can't afford. Among those who can't afford, there are those who realize it, those who do not, and those who realize it, but choose to act otherwise.