FYI - Read what you sign at check-in at Hospitals

[singlesix]

Wife had out patient procedure yesterday and one of the forms she had to sign had a statement "you agree to accept out of network providers". Never noticed this before so maybe new. I know this same hospital once charged us out of pocket because they used an out of network staff for my wife's operation, we, well our insurance company, made them take that charge off. I don't know if other insurance companies would be so willing? A heads up. Pisses me off that right before the procedure they drop this form on my wife.

 

[Cameramonkey]

Where was the procedure?

 

[singlesix]

St. Francis Hospital. I must note the staff was wonderful, they took great care of my wife.

 

[hoosierdoc]

A family member had to be admitted at Community and underwent a procedure. The radiologist and the anesthesiologist were both out of network, and there were no other options to choose from at the facility. He had to go to that hospital because it was the only in network hospital for him.

Usually groups are "strongly encouraged" by the hospital to sign on with commercial insurance providers (anthem, sagamore, obamacare exhcange, etc). It's a favor to the hospital so there aren't bad feelings when a patient chooses an in-network hospital and finds a subspecialist is not in-network when the bills comes in.

In my residency days we had two pediatric plastic surgeons in town (not indy). Neither of them signed on with any commercial insurance. That means there was no 60% write-off or whatever is negotiated for their fees. They charged full price and there was no contract to reduce it. They would walk into the ER for a consulation we called them for, scan the tracking board looking for "laceration" complaints, and introduce themselves to the parents and ask them if they'd like a pediatric plastic surgeon to repair their child's injury. Yeesh.

 

[singlesix]

A family member had to be admitted at Community and underwent a procedure. The radiologist and the anesthesiologist were both out of network, and there were no other options to choose from at the facility. He had to go to that hospital because it was the only in network hospital for him.

Usually groups are "strongly encouraged" by the hospital to sign on with commercial insurance providers (anthem, sagamore, obamacare exhcange, etc). It's a favor to the hospital so there aren't bad feelings when a patient chooses an in-network hospital and finds a subspecialist is not in-network when the bills comes in.

In my residency days we had two pediatric plastic surgeons in town (not indy). Neither of them signed on with any commercial insurance. That means there was no 60% write-off or whatever is negotiated for their fees. They charged full price and there was no contract to reduce it. They would walk into the ER for a consulation we called them for, scan the tracking board looking for "laceration" complaints, and introduce themselves to the parents and ask them if they'd like a pediatric plastic surgeon to repair their child's injury. Yeesh.

That seems to be crossing a line, get a person when he is at a vulnerable time .

 

[poptab]

That seems to be crossing a line, get a person when he is at a vulnerable time .

Meh sounds just about par...

 

[Cameramonkey]

I agree on the staff. St Francis does provide good care overall. I have been to the one in Mooresville several times and nothing bad to say about them.

 

[chef larry]

Thanks for the heads up.