How to mail a check?

[BugI02]

IKR. I'm not sure if this thread should make me feel old, or not.

I don't see the problem with simply mailing a personal check. Is there more to this story?

Yes

Check Washing: What is it?

According to the National Check Fraud Center, check washing takes place to the tune of $815 million every year in the U.S. And it is increasing at an alarming rate....

www.ironbank.com

 

[DCR]

I know the recipients. I know the amount. I don't necessarily know their whereabouts. I'm intrigued by the Paypal suggestion. How would it work? I'm guessing they would all need Paypal accts.

 

[hopper68]

Pay my bills by check thru the mail. Small town and I have a PO box so all outgoing mail gets deposited in the drop box outside the Post Office. A lot of thieves like to take the mail out personal mail boxes alongside the road.

 

[Route 45]

I know the recipients. I know the amount. I don't necessarily know their whereabouts. I'm intrigued by the Paypal suggestion. How would it work? I'm guessing they would all need Paypal accts.

Yes, everyone would need their own PayPal account. A PayPal account is linked to your bank or credit card for funding, and you can transfer money from your account to anyone's account by using their email or phone number that is linked to their account. You don't need to know their whereabouts.

What Is PayPal and How Does it Work?

PayPal is an electronic commerce company that facilitates payments between parties through online funds transfers.

www.investopedia.com

Western Union or MoneyGram is a little more of a hassle, but is another viable way to transfer funds. You set up an account, link it to your funding source and choose the recipient. They will need to take their ID and a confirmation/security number to a Western Union or MoneyGram office to pick up the funds, so you'll at least need to know their general whereabouts to see if there is an office convenient to them.

How to use Western Union in 6 steps

If you don’t want to use your bank to send money abroad, you could choose an alternative provider, such as Western Union. Read on for more.

wise.com

 

[bwframe]

I'm not sure of the technicalities, but I pay a couple of my utility bills via Chase Bank's payment procedure. Might be worth a look at your bank?

 

[BigRed]

Clown world

 

[blain]

I know the recipients. I know the amount. I don't necessarily know their whereabouts. I'm intrigued by the Paypal suggestion. How would it work? I'm guessing they would all need Paypal accts.

If one is to Jimmy Swaggart, just send it to Baton Rouge LA. it will get to him.

I'm old school also. I mail checks every month via USPS from my mailbox using a forever stamp.
In all these years only one check did not make it, That was to CenterPoint Energy back in 2021 during the big freeze down in Texas.

 

[mom45]

If one is to Jimmy Swaggart, just send it to Baton Rouge LA. it will get to him.

I'm old school also. I mail checks every month via USPS from my mailbox using a forever stamp.
In all these years only one check did not make it, That was to CenterPoint Energy back in 2021 during the big freeze down in Texas.

I don't mail from our box because I don't trust our carrier. I mail from the post office box or from work. I get a lot of insurance checks at work every day for thousands of claims every year. In the past five years, I have had one envelope of checks that never arrived and had to be reissued.

 

[Shadow01]

With the concern you have, it would be best for you to hand deliver each check yourself.

 

[DCR]

With the concern you have, it would be best for you to hand deliver each check yourself.

TY This comment has actually brought a good deal of clarification to my question.
Thanks for all comments and suggestions.

 

[bobzilla]

I'm old enough that I used to mail checks to pay all my bills. Stick it in a security envelope, put a stamp on it and put it in the mailbox.

wife still does

 

[bgcatty]

Please send me a check also; I’ll pm my address!!! LOL!

 

[KittySlayer]

I want to send seven people a check. It will be a surprise.

This sounds like a Chain Letter pyramid scheme. Any Nigerian addresses?


If mailing deposit directly into a postal mail box. Even better would be going to the post office counter (GFZ with a felony, even in the parking lot).

Do not use a birthday card looking envelope as everyone knows it has a check from grandma inside. A regular business type envelope is good but have to be careful the recipient does not throw it away thinking it is junk mail. Put check inside a piece of paper or use a security envelope. I like Creedmoor’s suggestion of USPS Flat Rate Envelopes.

I have had business checks “washed” at my office. The key to postal security is never having an envelope sitting in a publicly accessible location. Put outgoing mail directly in a secured mailbox, not your residential mailbox with a flag that says steal me. Send to a PO Box or business address where the postman hands it directly to a trusted person.

Does it have to be a surprise with the check enclosed? Send a letter that you have money for them and to contact you to arrange transfer procedures. Then you can mail, PayPal, wire transfer, etc. as appropriate for each recipient. From the amount of money you are hinting at a few extra days for secure delivery makes sense.

 

[GregD]

I do smell a scam.
Just put your checkbook away.

 

[blain]

I do smell a scam.
Just put your checkbook away.

I didn't think of that angle. I assumed everything was 100% legit from the get-go.

 

[OurDee]

I like the postage paid envelopes in the spam mail I get. I used to put trash in them. Seal them up and put in my mail box with the flag up.

 

[JettaKnight]

TY This comment has actually brought a good deal of clarification to my question.
Thanks for all comments and suggestions.

Is your passport valid?



So no one asked, but what kind of money are we talking about? Is it, "Oh well, lesson learned", or, "****!!! How can we recover?" kind of money?


And the longer this thread goes, the more intrigued I am. (and possibly concerned)

 

[Route 45]

 

[JettaKnight]

Do any of these people have your wallet?

 

[mark40sw]