How would you invest some cash?

[hornadylnl]

Here's what I'm looking to do. I'm thinking about putting a decent chunk of cash in 4 different cd's. A 3 month, 6 month, 9 month and a 1 year. That way I'd have access to cash without having to wait a whole year or more for the cd's to mature. I don't really want ready access to this to make it too easy to spend. I've also thought about a money market account as well. I know the interest rates totally suck ass right now but I don't want to put this in a high risk type account at all either. I'm not buying gold or silver either. What are your suggestions?

 

[spec4]

With rates being what they are, its almost not worht it to buy a CD. I'd keep it in an insured money market until rates get better. Vanguard Prime money market is a decent place to park it.

 

[gunman41mag]

Here's what I'm looking to do. I'm thinking about putting a decent chunk of cash in 4 different cd's. A 3 month, 6 month, 9 month and a 1 year. That way I'd have access to cash without having to wait a whole year or more for the cd's to mature. I don't really want ready access to this to make it too easy to spend. I've also thought about a money market account as well. I know the interest rates totally suck ass right now but I don't want to put this in a high risk type account at all either. I'm not buying gold or silver either. What are your suggestions?

CD are like 1.75%, I would invest in GUNS & BULLETS, cause when ALL HELL BREAKS LOOSE guns & bullets will be worth their weight in G O L D

 

[jeremy]

Land...

 

[AllenM]

This is my recommendation. Something outside the US

Home | Euro Pacific Capital

 

[hornadylnl]

CD are like 1.75%, I would invest in GUNS & BULLETS, cause when ALL HELL BREAKS LOOSE guns & bullets will be worth their weight in G O L D

Already got that covered. I don't think cd's are even near 1.75% now. I had a 16 month one a few years ago that was 4.25%. I made a nice chunk on that one. The reason I was thinking about the 4 cd's with different terms is that I can renew each one for a year when they mature and I'd always have cash accessible within 3 months as I need it. As each one matures, I could further break them down to where one matures every month.

 

[hornadylnl]

Land...

Got's 27 acres of that as well.

I'm still thinking I want access if I need cash for an emergency like needing to buy another car, etc. I'm wanting something that I can liquidate rather easily and not risk losing money on it when I do liquidate it.

 

[E5RANGER375]

talk to someone who does these things. i wouldnt take advice from people online regarding money

 

[revsaxon]

talk to someone who does these things. i wouldnt take advice from people online regarding money

^^^This. After hearing some of these peoples thoughts on Glocks vs 1911s its pretty clear they are criminally insane, and shouldn't be trusted with money!

 

[woowoo2]

I bonds if your going to hold them for a little while.
Over 4% right now. and inflation will continue.

 

[cbseniour]

Gold and or Silver

 

[Flintlock]

Real estate. It's a buyers market now, so go look at the foreclosures and get a cheap house. Fix it up, rent it, bam you've got income every month for as long as you own the house.

 

[E5RANGER375]

Real estate. It's a buyers market now, so go look at the foreclosures and get a cheap house. Fix it up, rent it, bam you've got income every month for as long as you own the house.

i agree with this. you can buy at auction so cheap you are guaranteed to more than double your money if you buy smart. im talking about buying with cash here, not mortgages. I dont trust anything to do with banks or the govt. i dont trust cash either.

 

[FutureButterBar]

Easiest rule of thumb when investing money is how old you are. The younger you are, the more risk you can have. Old people need more of a solid income verse the young being allowed to have capital gains. The greater the reward, the greater the risk. Muital funds are the way to go. Investing in a single company is too risky. Midcap business usually are the best at gains without too much risk. There is a bull market. You just have to know where to look. I had a 23% gain on my investments last year. Your best option if you have enough money to actually invest, is talk to an investor. You don't have time to sit there and watch the market all day. Good luck to you in your investments. And yes I did say I have 23% gains. Oh, and I'm 21.

 

[E5RANGER375]

Easiest rule of thumb when investing money is how old you are. The younger you are, the more risk you can have. Old people need more of a solid income verse the young being allowed to have capital gains. The greater the reward, the greater the risk. Muital funds are the way to go. Investing in a single company is too risky. Midcap business usually are the best at gains without too much risk. There is a bull market. You just have to know where to look. I had a 23% gain on my investments last year. Your best option if you have enough money to actually invest, is talk to an investor. You don't have time to sit there and watch the market all day. Good luck to you in your investments. And yes I did say I have 23% gains. Oh, and I'm 21.

well you showed a gain. maybe next year you will have a 23% loss and it will wash. dont count your chickens before they are yours

 

[Caleb]

inflation is around 6.5%, so you need something a mutual fund that yeilds 10-12%

 

[Bunnykid68]

Buy more guns

 

[Coltguy]

Shotgun shells and canned foods are always good envestments!!!!

 

[sepe]

Cocaine and strippers. That is what I'd do with the money.

 

[samot]

HK sear
15 yrs ago they were around $250........... now around 13k
Thats what i would invest in !!!!!!!!