Huntington Bank has no cash

[HeadlessRoland]

THE EMPEROR HAS NO CLOTHES, FORT KNOX HAS NO GOLD, AND THE BANKS HAVE NO CURRENCY. THIS IS A SHELL GAME OF NIGHTMARE SCALE.

 

[SmileDocHill]

That's why you should do your homework before you try to rob a bank.

They probably think that is what he was doing. Started to use purple but???

 

[longbow]

I cannot talk about how much cash my bank customers have, but that makes no sense.

They are either lazy or had a run. I'm pretty sure they have to have x on hand, but with the holidays, granny might have cleaned them out........

 

[hornadylnl]

You practically have to give DNA and sacrifice your first born to get a check deposited and heaven forbid you want to withdraw any of what you're depositing. You have to wait x days for it to clear, yada, yada, yada.

I made withdrawals and deposits with many 10's of thousands of dollars from my bank and never an eye batted at the branch I usually go to. I opened a new account at Lafayette Bank and Trust and deposited a very large check at the opening. It took forever to get waited on and you would have thought the CIA was going to fast rope in and interrogate us for terrorism.

 

[larrylegend]

I work for a financial services company. We sent a check in the approximate amount of $41.600.00 to a customer of ours. He deposited it into Hungington and they only credited his account with $1,600. So he had to get a check copy from us to send to them to prove that they left the 4 off the amount. Sounded like they dropped the ball and didn't feel like fixing their mistake. I will never bank with them either.

 

[bksboiler]

This hits a really sore spot with me.

The bank provides a service to me and I understand that, but as the customer I should not be told what I can and cannot do with my own money.

A peson should not have to call ahead to be able to take his cash out of the bank.

 

[Oliver]

I took out a loan for 5k, and was told after the transaction that I would need to go to a different branch in order to recieve my money. I was astounded, but had no choice. That coupled with the metal detectors, and I'm now trying to convince my wife to change banks.

 

[Wwwildthing]

The reason they don't keep alot of cash on hand is to avoid a bank-run. If everyone showed up at the same time to empty their account, the bank would collapse.

 

[MrPeabody]

I bank at PNC ad even when I lived by Kokomo I never had an issue withdrawing large amounts of cash. I also collect the old windup phonographs (yes, I am a geek!) and when the rare ones surface, you have to move fast. I have been known to work the deal out, go to the bank without any prior contact and pull $8K, $10K or even $12K out without issue.

 

[rockhopper46038]

Really interesting. I would be well and truly pissed if my bank couldn't produce, say, $20K on demand.

 

[Yeah]

I've done business with a lot of different banks and they can all produce the demanded cash, but nearly all request 24 hours notice for amounts over about 10k USD. They can do several foreign currencies on similar notice.

This has more to do with the managerial policies of the banks in regard to daily cash flow than any conspiracies. Money sitting the safe isn't doing anything.

 

[MikeA]

I've done business with a lot of different banks and they can all produce the demanded cash, but nearly all request 24 hours notice for amounts over about 10k USD. They can do several foreign currencies on similar notice.

This has more to do with the managerial policies of the banks in regard to daily cash flow than any conspiracies. Money sitting the safe isn't doing anything.

It has more to do with the banks being able to order the cash needed on a daily basis.

Its all a shell game. Frankly I get tired of the issues with cashing checks over 5k or even withdrawing more than 5k out of my checking accounts.

Credit unions are a joke when it comes to talking large amounts of cash out or even cashing check that there customers wrote. 1500.00 daily limits...come back every day for a week to get your 7k in cash.

ps to the bank teller. If I want to horde 100k in my safe at home its none of your business.

 

[williamsburg]

This hits a really sore spot with me.

The bank provides a service to me and I understand that, but as the customer I should not be told what I can and cannot do with my own money.

A peson should not have to call ahead to be able to take his cash out of the bank.

we bank with forum in our household...never had an issue with them...even with big withdrawls...i went two weeks ago on a saturday and took out 20,000 to buy my wife a car for christmas...not a problem...only problem was i had to get my wife to sign off on it since it was a large withdraw on a joint account(which i think is a nice safety measure). they have always had no problem doing any business we needed done.
big banks turned me off a few years back..ive been with forum 6 years now and not a single issue.

hope you get a bank that will work for you(holiday or not..1st of month or not...banks should have decent funds to maintain a surge in business)

 

[Indyhd]

I've never had the need...or ability to withdrawl a large amount of cash.

Just never had it.

 

[indyjs]

I have a Forum account. Don't like their online banking

 

[indyjs]

I took out a loan for 5k, and was told after the transaction that I would need to go to a different branch in order to recieve my money. I was astounded, but had no choice. That coupled with the metal detectors, and I'm now trying to convince my wife to change banks.

Thompson Road branch ?

 

[Titanium Man]

A few years back, my wife deposited a check from a settlement from an unethical employer, and I remember the clerk had to go get an OK from the Branch manager. I thought that was kind of strange. It wasn't over 5 figures??

Heck our local bank didn't have 10's when were cashing a $200 check for cash a couple of Saturdays ago. Weird.

Strange stuff going on.

 

[indyjs]

Just to cover pay checks, they should have 30 grand easy. I'll try 5th third

 

[JBob77]

Bank? Once I watched my Great-Grandmother's couch cushions and sock drawer produce over $18,000. When she took it into the bank, I also witnessed her get a playful scolding from the branch manager, for not keeping it more securely. I had to agree with the lady, but trying to convince a 90 year old woman how difficult it would be to claim that loss was an exercise in futility!

 

[mydoghasfleas]

Bank? Once I watched my Great-Grandmother's couch cushions and sock drawer produce over $18,000. When she took it into the bank, I also witnessed her get a playful scolding from the branch manager, for not keeping it more securely. I had to agree with the lady, but trying to convince a 90 year old woman how difficult it would be to claim that loss was an exercise in futility!

If you really want to see an exercise in futility, just imagine if the money was in the bank and some legal misshap froze her account. The thought of begging for my own money back is sickening.