Interesting, Insurance company specifically not covering “assault rifles”

[KLB]

Where does personal responsibility lie?

?

They are saying that they won't have to pay for any damaged/stolen guns or for any claims made against someone for using a gun.

This will be popular with those who are rabid anti-gunners. They will get to scream about how they are not enabling those evil gun owners by helping to subsidize their insurance.

 

[DRob]

$2500 max? C'mon. If the total value of your guns doesn't exceed $2500, your normal homeowner's or renter's policy may cover them. This outfit is not even worthy of the conversation we've already given them.

 

[Okra]

They are worth a complaint letter to the AG and Commissioner of Insurance.

 

[Cameramonkey]

$2500 max? C'mon. If the total value of your guns doesn't exceed $2500, your normal homeowner's or renter's policy may cover them. This outfit is not even worthy of the conversation we've already given them.

But that is what they are. They are ho/renters insurance. For urban dwelling millenials.

 

[DoggyDaddy]

But that is what they are. They are ho/renters insurance. For urban dwelling millenials.

Wait, I know you should take some precautions with ho's, but I din't know they had ho renters insurance! I take it their target demographic would be the Johns.

 

[Hoosierkav]

Good point. You wont last long if you lose customers after a payout. (or lack thereof) A good and skilled human in this field can screw you a little and make you say thank you. AI? Not so much. I foresee lots of short sighted calls by their bots as bots follow hard and fast rules, ignoring short term losses over long term loyalty.

Coverage is good, as long as you actually have it.

What you think you have is not always what you have.

 

[actaeon277]

Wonder how that would go in court? Assault Rifle is a full auto.... Assault Weapon is not really defined.

 

[rhino]

Since there is NO SUCH tihng, as an assault rifle, you should be good .....

If not, then CHANGE insurance companies, or pay the NRA .....

Actually, there are such things as assault rifles. The M16, M16A1, M16A2, M16A3, M4, M4A1, AK-47, AKM, etc. are a few examples.

Did you mean to say "assault weapons," which was fabricated in the 1990s to demonize self-loading rifles that resembled their select-fire counterparts?

 

[KLB]

Wonder how that would go in court? Assault Rifle is a full auto.... Assault Weapon is not really defined.

Why would you even have them as an insurance company and own any kind of gun?

 

[HoughMade]

They are worth a complaint letter to the AG and Commissioner of Insurance.

I'll bite. A complaint letter for.......?

 

[actaeon277]

Why would you even have them as an insurance company and own any kind of gun?

To take them to court and make them pay, cause they're not smart enough to define.
Though I'd get a judge that wants to "interpret".

 

[HoughMade]

To take them to court and make them pay, cause they're not smart enough to define.
Though I'd get a judge that wants to "interpret".

So you're assuming the insurance policy doesn't define these terms?

Interesting.

 

[actaeon277]

So you're assuming the insurance policy doesn't define these terms?

Interesting.

True.
I made an assumption.
My mistake.

 

[lonehoosier]

True.
I made an assumption.
My mistake.

I feel that's a good assumption Actaeon because they use the term assault weapon.

 

[actaeon277]

So you're assuming the insurance policy doesn't define these terms?

Interesting.

I feel that's a good assumption Actaeon because they use the term assault weapon.

They could define the term in the contract.
I would have to read it, or have a lawyer read it.