hornadylnl
Shooter
- Nov 19, 2008
- 21,505
- 63
Just started my new job and they use Merrill Lynch for 401k. My old job was Fidelity so I'm totally new to Merrill. It looks like my current investment options are as follows. I have no idea which ones to choose. I think I'm currently defaulted to 2040 Target Date Fund.
Domestic
Diversified Real Asset Fund
US Large Cap Equity Fund
US Large Cap Equity Index Fund
US SMID Equity Fund
US SMID Equity Index Fund
International
Emerging Markets Equity Fund
International Developed EQ FD
International Developed EQ IDX
Bond/Fixed Income
US Bond Fund
US Bond Index Fund
Money Market
Money Market Fund
Allocation Funds
2005 Target Date Fund
all the way up to 2055 Target Date Fund
Looks like almost all of these have a Jan 2013 inception date. I'm not seeing any sort of star rating on each of these so I don't really know what to do. With my old account, I had about 75% in a target date fund and the other 25% split between 2-3 other funds. Between the 10% I'm putting in and the 4% I'm getting in match, I should be putting in nearly $10k per year.
Domestic
Diversified Real Asset Fund
US Large Cap Equity Fund
US Large Cap Equity Index Fund
US SMID Equity Fund
US SMID Equity Index Fund
International
Emerging Markets Equity Fund
International Developed EQ FD
International Developed EQ IDX
Bond/Fixed Income
US Bond Fund
US Bond Index Fund
Money Market
Money Market Fund
Allocation Funds
2005 Target Date Fund
all the way up to 2055 Target Date Fund
Looks like almost all of these have a Jan 2013 inception date. I'm not seeing any sort of star rating on each of these so I don't really know what to do. With my old account, I had about 75% in a target date fund and the other 25% split between 2-3 other funds. Between the 10% I'm putting in and the 4% I'm getting in match, I should be putting in nearly $10k per year.