HoughMade,
I concur with your view she wanted the money ASAP and settled way to fast.
$400,000 invested wisely could provide for a modest income for life.
I will PM you if I lose a leg at a NASCAR race and we can work up a strategy to set us up for a nice retirement!
Do you want me to save a portion of the leg and have it mounted to display in your office?
Do you even have to ask?