Equipment is mostly the same, in summer it is a g23 in a galco, extra mag. Winter the only thing that changes is the holster. I carry owb in the winter under my coat but still outside clothes.
XDm 3.8 compact bi-tone (stainless slide) with 13 round mag with Peirce grip Extension (pinky rest)
SD ammo - Federal HST +P 124 grain
holster: Galco OWB open top leather (usually cover with open button shirt over a t-shirt)
Winter:
XDm 3.8 compact black with 13 round mag with Peirce grip Extension (pinky rest)
SD ammo - Federal HST +P 124 grain
holster: Galco OWB open top leather (usually cover with jacket)