I'm a follower but I do my own thing. In the past few years I've been listening and watching I've definitely learned a lot and changed some things. Any time Dave Ramsey is brought up the critics come out. Of course there are many ways to do things and not everyone needs help.
The truth is most people live beyond their means and paycheck to paycheck. They can't help it because their parents were the same way or they didn't have anyone to guide them in the right direction. Listening to Dave helps me be honest with myself.
Having an emergency fund, not having credit cards and not borrowing anymore money are the key points to me.
Don't be the current normal. Be the weirdo and you'll be set for life in 15-20 years.
The truth is most people live beyond their means and paycheck to paycheck. They can't help it because their parents were the same way or they didn't have anyone to guide them in the right direction. Listening to Dave helps me be honest with myself.
Having an emergency fund, not having credit cards and not borrowing anymore money are the key points to me.
Don't be the current normal. Be the weirdo and you'll be set for life in 15-20 years.