I have an AR pistol (w/brace) leaning against the side of my work desk in my home office. It is loaded, chambered, safety on. Then in the bedroom I keep a P226 loaded on top of my nightstand w/WML. Then in the corner is a loaded, chambered AR w/WML, safety on. In my bedside gun cabinet, unlocked when I am home, is a Rem 870 loaded with 00 buck.
I can see that being necessary.