If that is what happened, I agree.
The last report I heard claimed the managers who sold were not privy to knowledge of the breach.
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Be sure to read this post! Beware of scammers. https://www.indianagunowners.com/threads/classifieds-new-online-payment-guidelines-rules-paypal-venmo-zelle-etc.511734/
Equifax data breach... get free monitoring
- Thread starter myhightechsec
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The last report I heard claimed the managers who sold were not privy to knowledge of the breach.
It has already been released that the data was accessed using an unpatched vulnerability. No social engineering or phishing needed there. We'll likely never know the full story. Only that they're addressing the shortcomings identified after the fact.
I hadn't seen that. That is unreal. Heads should roll for that one.
Interim Equifax CEO’s Message in Wall Street Journal:
On behalf of Equifax , I want to express my sincere and total apology to every consumer affected by our recent data breach. People across the country and around the world, including our friends and family members, put their trust in our company. We didn’t live up to expectations.
We were hacked. That’s the simple fact. But we compounded the problem with insufficient support for consumers. Our website did not function as it should have, and our call center couldn’t manage the volume of calls we received. Answers to key consumer questions were too often delayed, incomplete or both. We know it’s our job to earn back your trust.
We will act quickly and forcefully to correct our mistakes, while simultaneously developing a new approach to protecting consumer data. In the near term, our responsibility is to provide timely, reassuring support to every affected consumer. Our longer-term plan is to give consumers the power to protect and control access to their personal credit data.
I was appointed Equifax’s interim chief executive officer on Tuesday. I won’t pretend to have figured out all the answers in two days. But I have been listening carefully to consumers and critics. I have heard the frustration and fear. I know we have to do a better job of helping you.
Although we have made mistakes, we have successfully managed a tremendous volume of calls and clicks. And we’re getting better each day. But it’s not enough. I’ve told our team we have to do whatever it takes to upgrade the website and improve the call centers.
We have started work on our website, and I see significant signs of progress. I won’t accept anything less than a superior process for consumers. We will make this site right or we will build another one from scratch. You have my word.
The same goes for the call centers. There is no excuse for delayed calls or agents who can’t answer key questions. We will add agents and expand training until calls are answered promptly and knowledgeably. I will personally review a daily report on their operations.
We will also extend the services we are offering consumers. We have heard your concern that the window to sign up for free credit freezes with Equifax is too brief, so we are extending the deadline to the end of January. Likewise, we are extending the sign-up period for TrustedID Premier, the complimentary package we are offering all U.S. consumers, through the end of January.
We hope these immediate actions will go a long way toward addressing the concerns we are hearing from consumers. We know they won’t solve the larger problem. We have to see this breach as a turning point—not just for Equifax, but for everyone interested in protecting personal data. Consumers need the power to control access to personal data.
Critics will say we are late to the party. But we have been studying and developing a potential solution for some time, as have others. Now it is time to act.
So here is our commitment: By Jan. 31, Equifax will offer a new service allowing all consumers the option of controlling access to their personal credit data. The service we are developing will let consumers easily lock and unlock access to their Equifax credit files. You will be able to do this at will. It will be reliable, safe and simple. Most significantly, the service will be offered free, for life.
With the extension of the complimentary TrustedID package and free credit freezes into the new year, combined with the introduction of this new service by the end of January, we will be able to offer consumers both short- and long-term support for their personal data security.
There is no magic cure for data breaches. As we all know, every organization is at risk. When consumers have access to our new service, however, the cybercrime business will become a lot more difficult, and we are committed to doing what we can to help millions of consumers rest easier.
Mr. Rego Barros is interim CEO of Equifax.
On behalf of Equifax , I want to express my sincere and total apology to every consumer affected by our recent data breach. People across the country and around the world, including our friends and family members, put their trust in our company. We didn’t live up to expectations.
We were hacked. That’s the simple fact. But we compounded the problem with insufficient support for consumers. Our website did not function as it should have, and our call center couldn’t manage the volume of calls we received. Answers to key consumer questions were too often delayed, incomplete or both. We know it’s our job to earn back your trust.
We will act quickly and forcefully to correct our mistakes, while simultaneously developing a new approach to protecting consumer data. In the near term, our responsibility is to provide timely, reassuring support to every affected consumer. Our longer-term plan is to give consumers the power to protect and control access to their personal credit data.
I was appointed Equifax’s interim chief executive officer on Tuesday. I won’t pretend to have figured out all the answers in two days. But I have been listening carefully to consumers and critics. I have heard the frustration and fear. I know we have to do a better job of helping you.
Although we have made mistakes, we have successfully managed a tremendous volume of calls and clicks. And we’re getting better each day. But it’s not enough. I’ve told our team we have to do whatever it takes to upgrade the website and improve the call centers.
We have started work on our website, and I see significant signs of progress. I won’t accept anything less than a superior process for consumers. We will make this site right or we will build another one from scratch. You have my word.
The same goes for the call centers. There is no excuse for delayed calls or agents who can’t answer key questions. We will add agents and expand training until calls are answered promptly and knowledgeably. I will personally review a daily report on their operations.
We will also extend the services we are offering consumers. We have heard your concern that the window to sign up for free credit freezes with Equifax is too brief, so we are extending the deadline to the end of January. Likewise, we are extending the sign-up period for TrustedID Premier, the complimentary package we are offering all U.S. consumers, through the end of January.
We hope these immediate actions will go a long way toward addressing the concerns we are hearing from consumers. We know they won’t solve the larger problem. We have to see this breach as a turning point—not just for Equifax, but for everyone interested in protecting personal data. Consumers need the power to control access to personal data.
Critics will say we are late to the party. But we have been studying and developing a potential solution for some time, as have others. Now it is time to act.
So here is our commitment: By Jan. 31, Equifax will offer a new service allowing all consumers the option of controlling access to their personal credit data. The service we are developing will let consumers easily lock and unlock access to their Equifax credit files. You will be able to do this at will. It will be reliable, safe and simple. Most significantly, the service will be offered free, for life.
With the extension of the complimentary TrustedID package and free credit freezes into the new year, combined with the introduction of this new service by the end of January, we will be able to offer consumers both short- and long-term support for their personal data security.
There is no magic cure for data breaches. As we all know, every organization is at risk. When consumers have access to our new service, however, the cybercrime business will become a lot more difficult, and we are committed to doing what we can to help millions of consumers rest easier.
Mr. Rego Barros is interim CEO of Equifax.
Agreed on both counts. It just should not be that difficult to apply instant 2 factor authentication/approval from the consumer for release of credit info. They (the credit bureaus) have just not had a reason to pursue it yet, because they make more money on us and our data as the product (selling it to businesses which are what they consider their customers) than they do serving us (consumers) as their customers.
What is driving them now is to head off legislation.
Freaken wow!! WTF are they thinking?
This has to be an Onion article. It can't be true. The irony is huuuuge.
It is the IRS after all...
I read that a little while ago. I'm still not sure how I feel about it. Both sides had points in their favor, and I think either way consumers were screwed. Class action lawsuits really only benefit the lawyers, but can be more of a deterrent to corporations.
I just wish it felt like one side or the other was actually voting with our best interests in mind.
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