Late, but IIRC when I first started really carrying I had one in the chamber, except for when messing around with a bellyband holster that did not have a full "holster" part made of stiff material (only half of a leather holster is sewn into the fabric of the band, so one side is only guarded by thin stretchy material. I carried without one in the chamber in that case because I carry a Walther PPS and there is only the trigger safety (and I was carrying appendix-style with it pointing at my manly parts).
I think I carried a few times loaded with that holster before I just stopped using it (I had convinced myself it was reasonably safe against accidental trigger pulls).
With the two other holsters I've used I carried unloaded around the house for a bit to make sure everything was working fine and I didn't have any issues safely drawing it.
I think I carried a few times loaded with that holster before I just stopped using it (I had convinced myself it was reasonably safe against accidental trigger pulls).
With the two other holsters I've used I carried unloaded around the house for a bit to make sure everything was working fine and I didn't have any issues safely drawing it.