Are you asking as part of the discussion or with a hint of sarcasm?
No sarcasm. I was just agreeing with some points you made. I guess the question marks caused some confusion.
I'm not saying we're sloppy, but I error on the side of caution so no one can pick up a gun and fire off a live round. Shared safe with the wife and we have kids in the house. And when I'm heading out I rack and holster and get going. I always carry racked and store with no live rounds. It's part of not having 100% control of storage and eliminating risks.