Pretty confident. Been listening for 10 years and his character does not seem to be one that would blatantly lie about something.
But sure, who knows.
just curious. Why so much animosity towards him? He provides 15 hours of free financial advice every week, along with a ton of free online resources. He has an incredible group of people who are debt free using his system. If you pay $99 or whatver for the live in person class it's a lifetime membership and you can go through it anywhere you want as many times as you want. That's about $11/hr for 8 classes if they are an hour long. For financial mentoring. People's cellphone bills are more than that, every single month.
He has free budget apps. Free online stuff.
i don't see what there is to be against. You can disagree with his teaching, but the vitriol I just don't get
I don't mind a bit of swiping but the are just too many words needed in this response. I will defer to a link. To all the Dave Ramsey haters:
7 Unfortunate Reasons People Spew Hatred at Dave Ramsey
Me thinks you haven't a clue what you're talking about.
We did the Howard Dayton thing (Crown Ministries) before it was cool. We were even instructors. And that's how we can now afford an X95 with all the fixins. And have no debt at all.
I enjoy listening to his show. I don't agree with paying the smallest debt off first though. Also, I use a CC to buy everything as an insulator to my accounts.
reported. too much like slander for my taste
I think this particular comparison is uncalled for. Dave does a lot more good in the world than I have seen from the haters in this thread.
I note that they have no other platform that I've been in contact with and I have no evidence of their motives but I've seen the good that Dave does and do not see any logical reason to try and dissuade someone from using a proven method to improve their situation.
Pretty confident. Been listening for 10 years and his character does not seem to be one that would blatantly lie about something.
But sure, who knows.
just curious. Why so much animosity towards him? He provides 15 hours of free financial advice every week, along with a ton of free online resources. He has an incredible group of people who are debt free using his system. If you pay $99 or whatver for the live in person class it's a lifetime membership and you can go through it anywhere you want as many times as you want. That's about $11/hr for 8 classes if they are an hour long. For financial mentoring. People's cellphone bills are more than that, every single month.
He has free budget apps. Free online stuff.
i don't see what there is to be against. You can disagree with his teaching, but the vitriol I just don't get
I don't know the ins and outs of his "program," but I think delaying saving for retirement is completely idiotic.
Meh. I'm doing just fine. Pay my bills, use debt responsibly as a tool, and already have a decent retirement nest egg started at 25. To each their own I guess, but compound interest is reason enough for me to do everything possible to not delay saving for retirement.
reported. too much like slander for my taste
I think this particular comparison is uncalled for. Dave does a lot more good in the world than I have seen from the haters in this thread.
I note that they have no other platform that I've been in contact with and I have no evidence of their motives but I've seen the good that Dave does and do not see any logical reason to try and dissuade someone from using a proven method to improve their situation.
Where was the slander?
By this logic you have judged a system that you admittedly don't know much about. We're only talking about 7 basic concepts. So, if you don't know much, as you say, then you would be foolish to call something idiotic.
A subsequent post in attempt to validate your stance by describing your individual and specific position does not, unfortunately, improve your argument. I fully understand the importance of compound interest. Look beyond yourself, though. You may have done well swimming amongst the sharks but very few actually haven't been snared by debt. If you followed Dave you'd recognize that it's not really a math problem. If it was we'd never be in debt in the first place.
Sounds like you've done well for yourself. Now go and be a productive citizen of society and help others. At your age you undoubtedly know many of your peers currently in debt.
If a man cut his hand off using a power saw, and tells me how to avoid that, I would consider the advice timely and prudent. The lack of a hand proves that he learned the hard way.
No matter how Dave Ramsey came to learn about sound and responsible money strategies, I consider the advice timely and prudent.
Not liking the messenger does not automatically make the message untrue.
Only in America can you run yourself in debt, file bankruptcy and then make millions off of people wanting financial "advice". That's a little like your preacher being a paroled pedophile........