"What we are dealin' with here ... is a failure to communicate." J/KI agree, and do understand why it was put together that way.
I just don't like being grouped in with the lowest-common denominator and made to recite a dogmatic rule that doesn't make any sense to a thinking person.
If "all guns are always loaded" then how does anyone clear them for disassembly? Or dry fire? Or shipping?
The important part is how we treat and handle them. And we should do that as if they were loaded, even if they aren't.
[/semantics rant]
No need to take offense or feel like your intelligence is being insulted. And you're certainly not being forced to recite anything. Although you are a man of great patience, one day something or someone will say or ask a question you've gone over and over for the umpteenth time, and you'll finally blurt out, "Damn it! The gun is always loaded!"
And then it will hit you. That's why.