I keep an M&P Compact 2.0 9mm with a TLR-1 and a spare mag in the center console of my SUV as a backup to the P365 I'm usually carrying on my person. I can imagine how it may be more accessible to me while driving than the pistol that I have on me. My vehicle is garaged at night, so this pistol is fine staying in the center console.
When traveling, it goes in the hotel room with me overnight. If it gets stolen while I'm in the store buying groceries, I'll report the theft and buy another one. I don't have any stupid stickers/decals on my vehicle that broadcast the fact that there may be a gun in the car, and I always lock my vehicle.
I find the notion that it's somehow the victim's fault if property is stolen during a vehicle break-in to be very odd.
This is kinda where I am too.