I bought my XDm 3.8 last year for $575 and it quickly became my EDC. After putting nearly a thousand rounds through it without a single hiccup I can honestly say I trust my life to the gun. I've never had a problem carrying it whether using my braces or stuck in my wheelchair. I found the XDm to be light, comfortable, well balanced, easy to shoot, and balls on accurate.
I do think the best advice has already been given to you though. Try each of the guns yourself and see which is a better fit. We all have our personal favorite and the bias that goes along with it. Don't let that color your perception of either gun. Whichever way you decide to go remember that practice makes perfect. The best gun in the world is only as good as the operator. Get to know your gun and train with it as often as you can. Happy shooting!!!
I do think the best advice has already been given to you though. Try each of the guns yourself and see which is a better fit. We all have our personal favorite and the bias that goes along with it. Don't let that color your perception of either gun. Whichever way you decide to go remember that practice makes perfect. The best gun in the world is only as good as the operator. Get to know your gun and train with it as often as you can. Happy shooting!!!