Well, continuing the rant, I called the tax assessor after finding out there is a property tax deduction for those of us over age 65. Unfortunately I found out that I live in a house that has an assessed value higher than allowed to get the deduction. To make that worse, she told me that my assessed value when up another $12,000 this year. Between my retirement pay and social security, the first two months of the year just barely pay property tax.
As I pay my tax twice a year, I think it should be illegal to roll your tax into your monthly mortgage payment. If people were forced to pay their property rent twice a year, they might just realize how much the "dream" of home ownership costs them.
Mine is rolled into my mortgage payment. I get a statement two times a year telling me what I'm paying.